[Low Confidence] 5 Toda Vis, Monterey, CA

LOT 24, BLOCK 2, 'TRACT NO 260, TOYON HEIGHTS', IN THE CITY OF MONTEREY, COUNTY OF MONTEREY, STATE OF CALIFORNIA, ACCORDING TO THE MAP FILED FEBRUARY 1, 1955 IN VOLUME 6, PAGE 41 OF MAPS OF CITIES AND TOWNS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property All replacements and additions shall also be covered by this Security Instrument All of the foregoing is referred to in this Security Instrument as the "Property " TRUSTOR MAKES THE GRANT AND CONVEYANCE described above for the purpose of securing repayment of the obligations evidenced by and arising under that certain promissory note (the "Note") dated the same date as this Security Instrument and in the principal sum of Two Hundred Thousand Dollars (U S S200,000 00) executed by HAL T MCKAY and ESTHER N MCKAY (the "Borrower") whose address is 5 TODA VISTA DR, MONTEREY, CA 93940, in favor of Lender The Note evidences a loan (the "Loan") made by Lender to Borrower As used herein, the term "Note" also includes a revolving line of credit agreement This Security Instrument secures to Lender, (a) the repayment of the obligations evidenced by the Note, with interest thereon, and all advances under and renewals, extensions and modifications of the Note, (b) the payment of all other sums which become due under the Note or hereunder, including late charges and attorney's fees, and amounts advanced to protect the security of this Security Instrument all with interest thereon, (c) the performance of Trustor's and Borrower's, as the case may be, covenants and agreements under this Security Instrument and the Note, (d) the payment of such additional sums as may be hereafter borrowed from lender by Trustor or Borrower (or guaranteed by Trustor)) when evidenced by a promissory note or notes (or guaranty or guaranties) which recites that such promissory note or notes (or guaranty or guaranties) are secured hereby and (e) the performance of such future obligations which Trustor or Borrower may agree to perform for the benefit of Lender when Trustor or Borrower execute a document or documents which recites that such obligation are secured hereby SHORTDOT (Rev 07/2014

Trust agreement: Fabrica US Trust v3.5